![]() “Look at the word responsibility – ‘response-ability’ – the ability to choose your response. Seek First To Understand, Then To Be Understood “Interdependence is the realisation that I am self reliant and capable, but I also realise that you and I working together can accomplish far more than, even at my best, I could accomplish alone.”. It is about moving you from dependence, through independence to interdependence. You may want to read this book to be a better manager at work, (and it will certainly help you with that) but The 7 Habits of Highly Effective People is about you. He is unapologetic throughout the book about these habits being truly personal victories. To build great habits you must know: What to do – The Knowledge, then you must know How – The Skills and finally you need the Why – The Desire or Motivation “Our character, basically, is a composite of our habits.” “Habits … are consistent, often unconscious patterns, they constantly, daily, express our character and produce our effectiveness … or our ineffectiveness.”Ĭovey defines habits as the intersection of 3 parts knowledge, skill and desire. ![]() Put simply, the book is about a ‘paradigm shift’ in our own thoughts. There is a good reason that this book is one of the great business and personal development books of the past 50 years.Įssentially the book challenges us to consider how we make assumptions about people and situations and by using the 7 Habits we can make better, more informed decisions. The 7 Habits are as important and just as effective in today’s online digital world as they were when they were first written. Stephen Covey’s book, 7 Habits of Highly Effective People, although first published in 1990, is absolutely relevant in 2021 and beyond.
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This website is a service of The Spear Realty Group of Keller Williams, a broker participant of Bright MLS. The Spear Realty Group of Keller Williams is not a Multiple Listing Service (MLS), nor does it offer MLS access. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Bright MLS. The information being provided by Bright MLS is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Check out this list we've compiled of the top attractions in Ashburn, VA that will be sure to keep you entertained for hours. Public Elementary Schools in Ashburn, VA:Īshburn offers an array of can’t-miss things to do, from dining at local restaurants and staying active at the community parks, to enjoying the arts and learning about the area's history. ![]() Ashburn, VA is served by the Loudoun County Public school system which has the fastest growing school division in Virginia and is home to 15 public elementary schools, 5 public middle schools, 5 public high schools, and 3 private schools. ![]() System File Checker will start going through all your system files and replace any corrupt or missing files with a cached copy. Once you open Command Prompt as an administrator, run the command sfc /scannow: To do this, you'll need to open the Windows Command Prompt as an administrator and run the System File Checker program. If the Start Menu is still giving you trouble, or other core Windows apps are crashing, then you can try to restore any missing or corrupt Windows system files. Sometimes an update goes awry, or you accidentally deleted an important file while digging around the filesystem. How to repair corrupt or missing Windows system files If it’s still not working normally, try one of the other fixes below. There will be a brief flash while Windows restarts Windows Explorer/Finder, along with the taskbar and Start Menu.Īfter that, try to open the Start Menu. Then right click on “Windows Explorer” and select “Restart”: Scroll through the list until you find the “Windows Explorer” process. To open the Task Manager, press Ctrl + Alt + Delete, then click the “Task Manager” button.Ĭlick “More details” to see a full list of open programs and background processes you’re running: If you have an issue with the Start Menu, the first thing you can try to do is restart the “Windows Explorer” process in the Task Manager. But it also controls things like the Start Menu, the taskbar, and other applications. ![]() Windows Explorer, which is now called File Explorer, is the application you use to browse your file system and open programs and files. Whatever specific issue you’re having with the Windows 10 Start Menu, we’ll go over some quick and not so quick fixes in this article. ![]() Sometimes the open Start Menu freezes up and is unresponsive, and other times it won’t open at all when you click the Start Menu button. And one of the more common bugs people running Windows 10 have faced is that the Start Menu suddenly stops working. Still, like with any operating system, there are bugs. Each update brings a lot of new features, and Microsoft has embraced the open source community in a way that was once thought impossible. Windows 10 has come a long way since it was first launched in 2015. What about my protection as a disabled consumer on a fixed income who is out that money and has no product? And now, as I look here on BBB, I see even more reason to feel like I was scammed. ![]() I clearly have a charge on my PayPal and no account with SurfShark. That was supposed to be for a whole year of protection which I cannot use. What does that have to do with this situation, other that sounding like they are bragging about thinking they get away with keeping $99.99 while I have no SurfShark account. They seemed to proudly boast that they have the toughest refund policy law in the country. The latest email is telling me that I had passed the 30 day refund policy and there is nothing they can do because SurfShark claims I deleted the account. ![]() Once PayPal contacted them, I began to get responses telling me that SurfShark would handle the issue directly, they assured me they would to "everything they could" to assist me. I also attempted to contact Cleverbridge, and at first did not get any response. I continued to see the charge in my PayPal account, so I contacted PayPal for assistance. I again tried to contact *********, but was unable to reach anyone for support. I did not, I was waiting for the refund as the instructions stated, and understood it may take some time. He said that I must have deleted the account. I did not get any follow up or reply for weeks, so I attempted to contact *********, I did get on representative in a chat to tell me that he could not find any record of my account. I followed the instructions and submitted my refund request by email as instructed. ![]() I immediately went to the information page to request a refund the very next day. Our combinate score with VISA says that it is a 28% charge fraud rate and the score for PayPal and Mastercard (other credit card providers like Revolut, N26, BBVA, Banco Santander, JPMorgan Chase, Bank of America, Wells Fargo, Citigroup, Goldman Sachs, Morgan Stanley and Capital One says it is a 80% credit charge fraud rate.ĬBI-MALWAREBYTES credit card notice was found Monday at 6 in 2011.I purchased a protection software called SurfShark, but upon trying it on my computer, I discovered it was not compatible with my system or devices. This scam in credit cards has also been found on Luxembourg, Taiwan and Taiwan. Other data about CBI-MALWAREBYTES scam credit charge Please comment in the comments section if this worked for you or if you know any other detail from the company.Also, check VISA or Mastercard sites to ask for help, or open a dispute on PayPal might be worth it.Search the official website also learn from their tutorials or directly contact them.More information about credit cards and frauds There are a total 30 people that have came here asking for cbi*malwarebytes or something similar. The charge comes from the country Guatemala. What is CBI-MALWAREBYTES exactly?ĬBI-MALWAREBYTES was detected in our DB the number 2742. Users did a total of 27 votes, and 25 voted that it is a FRAUD CHARGE. CBI-MALWAREBYTES credit card scams and many other are usual when people buy online (and also offline), in this case we’re not talking about hackers, it is the actual business who scammed you. No problem, read all this and we will teach you how to stop this fraud and recover your money. ![]() They usually don’t like to hear that this is probably a scam. Many people come here wondering why there is a charge in their credit card from CBI-MALWAREBYTES. ![]() Most switches will only remove the outer tag and forward the frame to all native VLAN ports. This attack takes advantage of how many switches process tags. ![]() Double Taggingĭouble tagging occurs when an attacker adds and modifies tags on an Ethernet frame to allow the sending of packets through any VLAN. If the target switch has one of those modes configured, the attacker then can generate a DTP message from their computer and a trunk link can be formed. This occurs when an interface is configured with either "dynamic desirable", "dynamic auto" or "trunk" mode. This exploit is only successful when the legitimate switch is configured to negotiate a trunk. Once the trunk link is established, the attacker then has access to traffic from any VLAN. As mentioned before, packets from any VLAN are allowed to pass through a trunking link. Switched Spoofing VLAN AttackĪn attacker acts as a switch in order to trick a legitimate switch into creating a trunking link between them. A trunk port can be configured manually or created dynamically using Dynamic Trunking Protocol (DTP).ĭTP is a Cisco proprietary protocol where one use is to dynamically establish a trunk link between two switches. Trunking ports allow for traffic from multiple VLANs. A trunking port is used when connecting two switches or a switch and a router together. ![]() With the implementation of VLANs, each access port is assigned to only one VLAN. An access port is typically used when connecting a host to a switch. On a switch, a port is either configured as an access port or a trunking port. We are not necessarily exploiting the device itself, but rather the protocols and configurations instructing how they operate. It is crucial we understand how switches operate if we would like to find and exploit their vulnerabilities. I will then discuss mitigation techniques. In this article, I will go through the two primary methods of VLAN hopping, known as 'switched spoofing', and 'double tagging'. However, many networks either have poor VLAN implementation or have misconfigurations which will allow for attackers to perform said exploit. With proper switch port configuration, an attacker would have to go through a router and any other layer 3 devices to access their target. This type of exploit allows an attacker to bypass any layer 2 restrictions built to divide hosts. Learn more about network segmentation and VLANs here. However, with an exploit known as 'VLAN Hopping', an attacker is able to bypass these security implementations. Security is one of the many reasons network administrators configure VLANs. Any packets sent between VLANs must go through a router or other layer 3 devices. For example, a host on VLAN 1 is separated from any host on VLAN 2. A virtual local area network (VLAN) is used to share the physical network while creating virtual segmentations to divide specific groups. When the pest sets off the sensor by moving in front of the device, the are startled by the sudden movement, noise and trigger of high speed water, it’s enogh to make them hightale it and never return. This wonderful device is also very economical with water consumption, using only around 1 cup of water per blast. All you need to do is cut another piece of garden hose to the desired legnth. It is an enviromentally friendly approach to bird control and pest control which is much cheaper than unattractive netting and much kinder than using chemicals or poisons.Įach unit will protect up to 100 sqm but you can obtain more coverage by connecting several together. The machine takes rechargable AA batteries which are charged by the solar panel it comes with. The Motion Activated Sprinkler- Hydroblast Scarecrow is very simple to use, just hook it up to your garden hose. It is an enviromentally friendly approach to bird control and pest control which is much cheaper than unattractive netting and much kinder. One lady even purchased the Motion Activated Sprinkler to scare off a night time intruder who was stealing her broccoli, yes thats right a human intruder! I would have loved to see that on camera! She tells me it worked a treat and she is back to enjoying her organic broccoli again. The Motion Activated Sprinkler- Hydroblast Scarecrow is very simple to use, just hook it up to your garden hose. ![]() Contech Scarecrow Sprinkler Model CR0101. NEW Solar Scarecrow Motion Activated Water Animal Repellent Deterrent Sprinkler. These pests have been eating their produce or digging up their turf and gardens and ruining garden beds. Scarecrow Sprinkler Motion Activated Bird Animal Deterrent - New Open Box. Number 56036 is the model number for just the sensor.Our Motion Activated Sprinkler-Hydroblast Scarecrow has really been flying out the door of late.īush Turkeys, ducks,stray cats and even deer have been the bain of our customers lives recently. NOTE: The number “56036” is the model number for one PART of the item “62001”.ADJUSTABLE COVERAGE: Easily adjust spray coverage from a partial section to full 360° watering.INTELLIGENT SENSING TECHNOLOGY: Sensing technology learns the difference between trees and animals, so your water will not activate every time the wind blows.SAVE WATER AND BATTERY LIFE: Includes sensing technology for optimum water and battery conservation get over 7,500 activation cycles on just 4 AA alkaline batteries and as little as 2 cups of water per activation.STABLE DESIGN: Simply press spike into soil or turf to firmly hold the Yard Enforcer in place.UNIQUE DAY AND NIGHT DETECTION: The only deterrent sprinkler on the market with options for day only, night only, or 24 hour protection, giving you the flexibility to ensure the Yard Enforcer only activates when you need it.HUMANELY DETERS ANIMALS AND PESTS: Keeps animals out of plants, yards and gardens using a harmless spray of water.This is why we listed the key features of each of these Scarecrow Sprinklers below: ![]() Since we’ve mentioned 10 different models of Scarecrow Sprinklers on the above list, it may be difficult for you to find the right one for your needs. These easy to follow, picture filled instructions will guide you through the process of making your own motion activated, water spray cat deterrent with. Hoont Cobra Cat Repellent Outdoor- Cat Deterrent & Deer Repellent- Motion Activated Sprinkler &… Hoont Deer Repellent & Cat Repellent Outdoor- Cat Deterrent for Garden- Rabbit & Dog Repellent for… Havahart 5277 Critter Ridder Motion Activated Animal Repellent and Sprinkler – Repel Cats, Dogs,… Orbit 62100 Yard Enforcer Motion-Activated Sprinkler with Day & Night Detection Modes,Black Maximumstore Solar Scarecrow Motion Activated Water Animal Repellent Deterrent Sprinkler Manoch Solar Scarecrow Motion Activated Water Animal Repellent Deterrent Sprinkler Black… King-star Lawn Sprinkler, Solar Scarecrow Powered Motion Activated Animal Repeller Garden Sprinkler… Orbit Yard Enforcer Motion Activated Scarecrow Sprinkler for Pests/Deer (2 Pack) COSTWAY Scarecrow Motion Activated Animal Repellent ![]() These wires are used to make your snare drum tone a lot louder than usual, meaning these wires are a great choice for hard-hitters and drummers who play rock and metal. The Blaster Series from Puresound has 20 strands of premium steel-alloy wires. They’ll only improve on the responsiveness and make the drum sound more like a snare that has good wires underneath. Just note that they won’t change the tone. So, you can use these for a quick fix of your cheap snare. Spending under $10 on a sturdy set of Gibraltar wires is one of the best ways to improve on the boxy sound of the cheap snare drums my students have. Since many of them get incredibly cheap drum kits to start out with, the hardware quality of the snare drum is typically always bad. I’ve had a few students who have told me that their snare drum at home doesn’t sound like the one in my classroom. Getting back to the topic of entry-level snare drums, I’ve found these wires to be a fantastic tool to improve on their quality. So, they’re just intended for a quick replacement or to use when you build your own snare drum. Unfortunately, these wires don’t offer anything extra from a set of wires that will come standard with a snare drum. You could buy a few of them to keep in storage as snare wires need to regularly be replaced to keep your snare drum sounding the best it can. They’re incredibly affordable, meaning this product is a great thing to get when your snare wires break and you need a quick replacement. These wires are made of steel and help to produce a classic snap that you’d expect from most snare drums. The Gibraltar SC-4467 is a standard set of snare drum wires that can be used on any 14” snare drum. Instead of producing drums or cymbals, they try to innovate and produce hardware products for all drummers. Gibraltar is a company that specifically focuses on making high-quality and affordable drum hardware. If you want your snare drum sounding fairly loose, I wouldn’t go for these as they have too many wires to get a loose sound. Overall, I’d say these wires are a great option for a tight and sensitive snare. If you have a cheaper snare, you’ll most likely need to get a better strainer along with these wires. ![]() I tried putting a 30-strand set of wires on an entry-level snare in the past and it didn’t hold up well over time. Just note that you need to have a heavy-duty strainer on your snare to handle the larger number of wires here. I found them to produce a louder snare sound coming from the bottom of your drum. The best way to describe the sound these wires add is to say that it sounds like your normal snare wires have been amplified slightly. Rudiments will sound articulate and clean. These snare wires will make a huge difference to your snare by giving it more responsiveness, sensitivity, and snap. However, you need to make sure your snare is tuned properly, otherwise you’ll get a wonky hum at the tail of your hits. When your snare is tuned low, these wires are great for bringing out the fat and punchy sound. ![]() These wires don’t choke out your snare drum, allowing it to produce the true tones that the shells allow. Ghost notes and buzz notes will be heard incredibly clearly and rim shots will give a solid attack. It gives the snare drum a snappier sound with a serious amount of response. The whole idea behind these snare wires is that they’re designed to make your snare sound more articulate and dynamic. The Puresound Super 30 is a set of 30 snare wires that are evenly spaced from each other. ![]() Such training should be repeated to refine standards and provide a refresher.Ĭovers malodours such as cigarette smoke or can be used as a natural air refresher in the toilet. In the upcoming planning year, we will develop a refresher course and competency profile for MCTS Officers. The situation regarding refresher courses at five-yearly intervals also varies.Īpparently there are folks in the information industry who need a refresher course in information theory. Orla and Rhona can organise refresher lessons in the resort. He also enquired whether judges could avail themselves of periodic refresher training. The refresher course was more a corrective system to erring professional drivers. I occasionally teach driving skills to beginning truckers and safety refresher courses to my company's experienced drivers. Whoever put the mozz on King Tut's Tomb should have done a refresher course in cursing, because something went horribly wrong with this one.įollow-up refresher meetings were set up 1 week later, every 2 weeks for 2 months, and once a month for 3 months. ![]() ![]() When so many overhyped events fail to deliver, this should be a welcome refresher course on how to have a good time. I am also supposed to buy my main Physics textbook and read the first five chapters and do some refresher Maths test online before I go.Īnd there is a further matter of a refresher, which I will deal with in turn. This section is intended to give a brief refresher on what really happens when one applies a data transformation. It can also help those that are returning to motorcycling after a long break who may need a refresher. I've read Benjamin before, but maybe its time to give myself a focused refresher. There are exercises, refresher drills and firing practice on the ranges nearer the border.Īnd last but not least, I was just put through a refresher training course and we had handbooks to follow along with. One nurse had not worked in nursing for a few years and was taking the class as a refresher course.Ī refresher night for anyone who has completed a Parenting Course will be held shortly. It is designed to prevent a similar accident in future and it includes a refresher programme. To those of you that already know me, this will simply be a joyous refresher of your cherished memories of me. This is a fun book that will help many players, either as a basic starting point in the study of checkmate tactics or as a refresher.īut whilst a water ice is a perfectly pleasant thing, it's supposed to be a palate refresher between courses. They offer certifications from refresher to divemaster courses and specialty courses. She said she would be asking them to consider fully implementing refresher courses. Most of the steps you can take are just plain common sense, but follow the links below for a quick refresher. ![]() ![]() Most government bonds are less sensitive to credit risks as most of them can print more money to repay their debt. This is because corporate bonds are associated with credit risks since they can default. The higher the risks of the bond, the lower the price, holding all else constant.Ĭorporate bonds tend to be riskier than otherwise similar government bonds. The higher the coupon rate, the higher the price, holding all else constant. Loan Calculator Amortized Loan: Fixed payments paid periodically until loan maturity Deferred Payment Loan: Single lump sum paid at loan maturity Bond. The aim of this free Excel template is to enable users to calculate monthly bond repayments, determine the affordability of a home loan, calculate the interest. This depends on the coupon rates and the risks of the bond. Specifically, the bond price increases when the interest rates go down and vice versa.īond prices can be either higher than or lower than their face value. When the central banks, such as the Federal Reserve and the Bank of England, change their interest rate policies, the bond prices fluctuate. Here are a few insights we wish to share with you:īond prices are massively affected by the macroeconomic environment, especially interest rates. ![]() Now that you understand the meaning of bond price and how to find bond price. In this example, YTM = 8%.Īs mentioned above, the bond price is the net present value of the cash flow generated by the bond and can be calculated using the bond price equation below: The YTM is the annual rate of return that the bond investor will get if they hold the bond from now to when it matures. The n is the number of years it takes from the current moment to when the bond matures. It can be calculated using the following formula:Ĭoupon per period = face value × coupon rate / frequencyĪs this is an annual bond, the frequency = 1. To calculate the coupon per period, you will need two inputs, namely the coupon rate and frequency. Use the sliders to adjust the bond amount you would like to apply for, your monthly gross income and the term of the loan to get. The face value is the balloon payment a bond investor will receive when the bond matures. The bond valuation calculator follows the steps below: Let's take Bond A, issued by Company Alpha, as an example. Frequency – The coupon frequency, i.e., the number of times the coupon is distributed in a year.To use the bond price equation, you need to input the following data into our current bond price calculator: You can see how it changes over time in the bond price chart in our calculator. Bond price is calculated as the present value of the cash flow generated by the bond, namely the coupon payment throughout the life of the bond and the principal payment, or the balloon payment, at the end of the bond's life. Then there's The Defenders, which are sort of part of the MCU, but also sort of not. For a full deep dive into watching these movies, then check out our guide to how to watch the Spider-Man movies in order. These take place on three alternative timelines: one where Tobey Maguire is Spider-Man, another where Andrew Garfield is Spidey, and a third where Tom Hardy's Eddie Brock becomes the villain Venom. Thanks to Spider-Man: No Way Home, we have had various Spider-Man villains from through the multiverse in the MCU, and to fully understand everyone's motives and intentions in No Way Home, you need to have watched a fair few older Spider-Man movies. Now we're getting to the confusing bit: the multiverse. Non-MCU Marvel movies and shows in the MCUīest for: Anyone who wants to fully appreciate No Way Home Guardians of the Galaxy Holiday Special (2025) Doctor Strange in the Multiverse of Madness (2024) Shang-Chi and The Legend of the Ten Rings (2023-2024) Falcon and the Winter Soldier (2023-2024) What If.? (also outside of our conception of time!) Loki (outside of our conception of time, but around here!) Captain America: The Winter Soldier (2014) Captain America: The First Avenger (1942-1943) For now, we've put Guardians 3 as the most recent Marvel project, until it's added to Disney Plus in its official slot. And also for the completionists among you – the I Am Groot short 'First Steps' takes place before Guardians 2, while the rest of the shorts happen after that sequel. Our list uses Marvel's own official order on Disney Plus as a guide, but some things might feel a little out of sorts if you think about it too hard. We've now reached 2025, with She-Hulk, Thor: Love and Thunder, Black Panther: Wakanda Forever, and Ant-Man and the Wasp: Quantumania seemingly all taking place in that not-so-far-flung future year.īut be warned: Marvel occasionally takes creative liberties with the timeline order of some of these entries. That goes right up to Falcon and the Winter Soldier, which fits snugly in-between Endgame and Far From Home and the likes of Hawkeye, which takes place around No Way Home. This one's a little less straightforward than the above list. Luckily, Marvel has revealed most of the official years in which each movie takes place. Want to see the MCU in a slightly differen light? Then you'll perhaps want to know how to watch the Marvel movies in chronological order. How to watch the Marvel movies in order – chronological orderīest for: MCU veterans looking for a new way to watch.
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